As you spend your life planning, working, and doing the things you love – you are also building a home. Not just a house or a place to hang your hat. Life is pretty great right? You have a good job, you have a home, and things are sunny. Until disaster strikes. No one wants to think about it, but it can happen to anyone. Yes, I am talking about the nauseating word, foreclosure. Although, you thought you had it all together, and you probably did, anything can happen. Job layoffs, illness, injury. So many variables. If this has happened to you or someone you love, you are probably feeling like you do not know where to turn and feeling utterly alone. But that simply should not be the case at all. There is help out there. June is National Home Ownership Month, but many Americans are still struggling to make their mortgage payments. About 1 in 17 homeowners nationwide have fallen behind on their mortgage payments, putting them at a higher risk of foreclosure.
Unfortunately, foreclosure rescue and mortgage modification scams are a growing problem. Scammers will make promises that they can't keep, such as guaranteeing to "save" your home or lower your mortgage payments, usually for a fee, and sometimes even claiming that they have direct contact with your mortgage company. These scams could cost homeowners thousands of dollars – or even their homes.
Going through the stress of potentially losing your home is hard enough as it is. No one should EVER be faced with going through that alone, but many do feel alone in what they are experiencing. That is why the Making Home Affordable (MHA) program provides free resources and assistance for distressed homeowners who are working hard at juggling expenses to makes ends meet. There are more options available for struggling homeowners today than ever before, and MHA works to provide them with the mortgage solution that is right for them. Visit MakingHomeAffordable.gov to read about available programs to help with mortgage payments. If you or someone you know is struggling, there is help.
PR Friendly Mama!
I'm Brandy, a happily married, proud Mom of 3 amazing kids. If you're interested in building a working relationship, please feel free to e-mail me at: NewlyCrunchyMamaOf3@gmail.com
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